Mortgage Market Overview


The mortgage market is starting to emerge from the lockdown; however, it is presently a very different landscape to how it looked back at the start of the year.


The great news is that mortgages are back and available for buyers with as little as a 10% deposit. However, these options are changing daily, and products with a 5% deposit are hitting the market intermittently so it’s more important than ever to be proactive as you can no longer rely on one lender.


Options for investors are also increasing with the return of many lenders to the market place. However, many of the best deals are not available on the high street, and minimum property values are essential to pay attention to at this time.


Speaking to an independent adviser who can look at all available options to meet your needs has never been more critical than it is in the current climate.


You can contact us via the following channels:


Alternatively, speak to a member of the Pattinson team to book a callback.


Kind Regards,
Richard Tonks
Senior Mortgage and Protection Adviser
Three Rivers Financial
Tel: 07956 126686



*Our research will consider all lenders that we currently have access to but there may be a limited number of products available to our customers at this time and these may change at very short notice.


Three Rivers Financial Limited is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. Three Rivers Financial Limited is registered in England & Wales with registration number 12267572 and registered office at Swallow House, Parsons Road, Washington, United Kingdom, NE37 1EZ